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Personal Finance for PhDs

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Equipping early-career PhDs to make the most of their money
Whatever your financial needs - implementing a budget, saving and investing, paying off debt, figuring out your taxes - I'm here to support you.
Emily Roberts

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LATEST POSTS FROM THE BLOG

  • How to Negotiate Your Salary Post-PhD
    In this episode, Emily interviews Dr. Kate Sleeth, the founder of EduKatedSTEM, on salary negotiation for PhDs. They discuss why everyone should negotiate salary and why Kate regrets not negotiating […]
  • The Simple Way to Invest as an International Grad Student or Postdoc
    In this episode, Emily interviews Hui-Chin Chen, a Certified Financial Planner specializing in advising globally mobile professionals. Hui-Chin is a managing partner and financial advisor with Jade […]
  • Campus Resources to Improve Your Finances
    In this episode, Emily shares the microinterviews she recorded at three conferences this year. The conference attendees, all of whom either work at universities or have PhDs themselves, responded to […]
  • How to Financially Manage Lump Sum Fellowship Income
    In this mostly solo episode, Emily shares how to manage lump sum fellowship income with respect to your budget, cash flow, and bank account structure. Grad students and postdocs struggle to manage […]
  • Which Postdocs Get Health Insurance and Retirement Accounts?
    In this episode, I share what I’ve learned recently about the landscape of postdoc benefits in the US, specifically with respect to health insurance and workplace-based retirement accounts. This […]
  • How to Live on Time to Maintain Margin in Your Financial Life
    In this episode, Emily explains how to live on time with your finances. Living on time means maintaining financial margin in your life to be able to absorb unexpected occurrences in your income or […]
  • How to Reduce Financial Anxiety as a Limited-Income PhD
    In this episode, Emily presents five suggestions for reducing financial anxiety that you could use alongside your general anxiety management strategies. These five suggestions are designed to be used […]
  • How This DDS/PhD Student Purchased a Condo in San Francisco
    In this episode, Emily interviews Hannah Takasuka, a 3rd-year PhD/DDS student at the University of California, San Francisco. Hannah is in the process of purchasing a condo in San Francisco as part […]
  • Business Class Flights and Hotel Elite Status on a Grad Student Stipend
    In this episode, Emily interviews Brendan Henrique, a fourth-year PhD student in education at the University of California, Berkeley. Brendan leverages his conference and research travel plus […]
  • Are PhDs in a Financial Emergency?
    In this episode, Emily shares her thoughts on whether PhDs are in a financial emergency. It’s possible that you are facing a financial emergency because you’ve been laid off or your grants have been […]

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